Reliable information, timely updates, and trusted insights on global events and essential topics.
If a life insurance policy is in force, the beneficiaries named in the policy should receive the full amount of the death benefit (minus any loans against...
If it is your heat exchanger, you cannot run your furnace, even if it seems to be running fine. The gases will continue to seep into your home’s air. Many...
This includes any episodes of anxiety, depression, stress, or other mental health related conditions. If you disclose that you have received treatment for...
The registered keeper can be different to the owner But the owner might not be the registered keeper. The registered keeper is the person who looks after ...
Look at the example card and your own card. There should be similar parts. Name of the insured: If you are the policyholder your name will appear here. If...
A renewable term is a clause in a term insurance policy that allows the beneficiary to extend the coverage term for a set period of time without having to...
Generally speaking, companies are considered to be responsible for their employees’ actions while the employees are “on the clock.” This means that when t...
Insurance companies often discover the truth when an insured person files a claim. The consequences of being found out may include being slapped with a hi...
Yes – if you’ve been in an accident, you do have to tell your insurer. You should send your insurer a letter telling them what’s happened. But make it cry...
If this clause is included in your policy wording, your insurer will be entitled to repudiate your claim, regardless of the reasons surrounding your expir...