// technology trends
Does insurance have to approve surgery?
Most health plans require patients to get an approval, called prior authorization, for certain kinds of medications, tests, procedures, or treatments. Soo...
19 Jan 2026 6 views
Technology Trends
// technology trends
When was health insurance first offered?
During the 1920s, individual hospitals began offering services to individuals on a pre-paid basis, eventually leading to the development of Blue Cross org...
19 Jan 2026 6 views
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Can you claim a lost engagement ring on insurance?
Many home insurance policies won’t cover, as standard, what are called matching sets. For example, if you lost a ring which you bought as part of a matchi...
19 Jan 2026 6 views
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What happens if the person at fault in an accident has no insurance in Alabama?
The at-fault driver is still liable for the accident if he or she doesn’t have insurance, but getting compensation in these cases can be very difficult. Y...
19 Jan 2026 6 views
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How can an insurer cancel a policy?
In most states, an insurance company must give a policyholder written notice of cancellation at least 30 days before canceling the policy. 1 The policy c...
19 Jan 2026 6 views
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Can I sue my insurance company if I was at fault?
The short answer is yes, you can sue your own insurance company. If an uninsured driver hits you, your next option to recover is to pursue a claim against...
19 Jan 2026 6 views
// technology trends
What happens if you drive without tax?
Driving without tax FAQs. No, the punishment for driving without road tax does not include penalty points on your licence. If you’re caught driving withou...
19 Jan 2026 7 views
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Can you make someone other than your spouse your beneficiary?
Other States No married person can totally disinherit his or her spouse unless the spouse gives up, in writing, any rights to inherit. Surviving spouses w...
19 Jan 2026 6 views
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Can you put your fiance on your health insurance?
Domestic partners can receive the same health insurance that’s offered to married employees. Couples of the same and opposite sex are able to share insura...
19 Jan 2026 6 views
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What should my insurance limits be?
California requires drivers to carry at least the following auto insurance coverages: Bodily injury liability coverage: $15,000 per person / $30,000 per a...
19 Jan 2026 6 views